Helping you access
the essentials in life

Borrow up to $2000 for essentials such as appliances or furniture, to help you get your car back on the road, pay for education fees and equipment or help you cover the cost of goods and services to support your wellbeing.

Borrow up to $3000 for housing related expenses such as bond or rent in advance, or for recovery from a natural disaster.

Borrow up to $2000 for essential goods and services including:

• Household items like appliances, whitegoods & furniture
• Car repairs & registration
• Medical, dental, wellbeing and life event expenses
• Technology like a phone or laptop
• Education expenses like fees or uniforms
• Employment expenses like licenses or equipment

Borrow up to $3000 for:

• Bond & rent in advance
• Rates
• Costs associated with a natural disaster

To be eligible, you must:

• Earn less than $70,000 annual income (before tax) as a single person or $100,000 annual income (before tax) if you have a partner or children; OR
• Have experienced family or domestic violence in the last 10 years; OR
• Have a Health Care Card / Pension Card; AND
• You can show you can afford to repay the loan

Loans are interest free, have no application fee and repayment plans are agreed upon to suit your circumstances. The repayments are deducted from your Centrelink benefit through the Centrepay system.